No deposit credit card - secured or unsecured with no deposit or fee.

No deposit credit card.

Even if you have troubled credit, you may still qualify for a no deposit credit card. Apply online for an unsecured credit card today.

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American Express	Chase	Consumer Picks
Discover	MasterCard	Visa
0% Intro Card	ATM Card	Bad Credit Card
Balance Transfer	Best Card Offers	Business Card
Debit Card	Gas Card	Gold Card
Guaranteed Card	Joint Credit Card	No Deposit Card
Platinum Card	Pre-Pay Card	Rebuild Credit Card
Rewards Card	Sky Miles Card	Student Card

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About a no deposit credit card

There are two main types of no deposit credit cards:

An unsecured credit card which allows typical purchases from retail stores, booking airline and motel reservations, etc. Examples of this type of no deposit credit card include Visa, MasterCard, Discover, etc.
The second type is not an actual "credit" card. It is a catalog card. It's an unsecured card (catalog or merchandise card), which can only be used to purchase from a select line of products or from a catalog endorsed by the card issuer. Examples of this type of no deposit card include a Sears credit card (charge card).

A no deposit credit card is an unsecured card that does not require pre-paying in order to enjoy a line of credit. These types of cards are more widely known by major issuers such American Express, Chase, Discover, MasterCard and Visa. Some issuers also offer a no annual fee credit card.

Aspire Visa® Gold Card. Have bad credit or looking to re-establish your credit? Apply for an unsecured Aspire Visa® Card and receive a 30-second online response - no fee to apply.

MasterCard unsecured credit card. The best card for bad credit just got better. Orchard Bank credit card program offers credit cards to those with little or damaged credit. We've helped millions of people obtain credit – Let us help you too.

There are some cards by major credit card company issuers which have a deposit or "pre-pay" requirement. The ones that are no deposit are generally referred to as "credit cards" and those that require a deposit are referred to as "cards" (without the word "credit"). Typically, "cards" that require you to pre-pay are secure cards, and the amount you can charge against the card is determined by the amount of your deposit. If you deposit, for example, $5000, then you can charge up to $5000. Hence, there is no actual "credit" being extended. Typically, these cards are marketed as no credit credit cards because of the easy, no credit check approval.

Search for more credit cards

Need more credit card information? Read our financial and credit articles related to no deposit credit card offers.

Instantly Approved Pre Pay VS Platinum Rewards

With multitudes of card offers; ranging from instantly approved pre-pay cards to no deposit platinum rewards cards, how do you choose the best credit card? Before you compare perks and benefits, first weed out cards that may not help you.

Mortgage Loan Woes

Credit woes continue for borrowers as well as lenders for new home loans and 2nd mortgage refinancing. Although falling home values make purchase prices and deposits lower, it's also harder to get loan approval. Meanwhile, homeowners are quickly losing equity.

Credit Card Savings Accounts

Rewards cards offer automatic deposit savings accounts.

Bank Rates

The Federal Deposit Insurance Corporation (FDIC) issued its list of state nonmember bank ratings.

Money Market Savings Investing

Investing: Rates on high yielding money market and savings accounts are jumping to 5% and short term certificates of deposits are nearing 6%.

Bank Ratings

The Federal Deposit Insurance Corporation (FDIC) recent list of state nonmember banks evaluated for compliance with the Community Reinvestment Act (CRA).

No Deposit Credit Card

Apply for a no deposit credit card. Review card offers from various issuers.

Unsecured Credit Card

Unsecured credit card benefits, pros and cons. Some card offers include no deposit and/or no annual fee.

Choosing a credit card right for you.

Help with choosing a credit card with rewards right for you or for your credit rating. Get pre-approved based upon your history, whether a no deposit credit card or one to rebuild credit.

Bank Ratings

The Federal Deposit Insurance Corporation (FDIC) issued its newest list of state nonmember banks. Apply for a bank checking account and use our free checkbook register software.

BankAmericard Visa Credit Card

BankAmericard reintroduces improved Visa credit card. Also consider other types of cards such as joint credit cards, no deposit credit cards and cashback credit cards.

Credit Card Comparisons

Choosing a credit card right for you. Review credit card comparisons of balance transfer offers and introductory interest rates plus special rewards like no deposit or gas rebates to help you choose a good or bad credit card.

Debit Cards Lack Credit Card Power

No doubt, debit cards are convenient and popular, but they lack the power of no deposit, unsecured credit cards.

Free Credit Card Tips

Free credit card tips by Credit Federal. Avoid extra fees and high interest rates. Get an elite, no deposit credit card.

Pre Paid Visa Cards

Visa pre-paid card offers aimed to capture the debit card market. Apply instantly for a prepaid Visa card or an unsecured, no deposit credit card to rebuild credit.

Life Takes Visa

Visa Card Launches Life Takes Visa. Apply online for a Visa credit card that's right for you, whether a prepay credit card, a no deposit credit card, gold credit card or even a high limit platinum credit card.

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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Review our credit card resources.