Current credit card interest rates of major card issuers.

Current credit card interest rates of major card issuers.

Credit Card Interest Rates - current published interest rates for major credit card issuers; including American Express, Chase, Citi, Discover, MasterCard, Visa and others.


Credit Card Interest Rates
National Averages
Type          Fixed   Variable
Standard    13.42   11.57
Gold           11.73   10.31
Platinum     10.55   11.60

 

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Federal Credit Card Survey Ratings
Bi-annual Federal Reserve System survey of plan terms offered by financial institutions and credit card issuers. The credit terms include type of plan; variable or fixed interest rates as well as other credit card rewards such as purchase discounts, travel points and cashback.
Business Credit Card Benefits
Credit card companies reach out small business owners with business credit card benefits as well as unique promotion programs. Apply for a gas card or an airline miles travel credit card.
Low Interest High Risk Rates
Although banks are enjoying low interest rates, the high risk for credit card default still exists. You still have choices: a new unsecured credit card with a special introductory rate or rewards offers like cashback.
Credit Card Bankruptcy?
With $950 billion worth of outstanding bad credit card debt, will there be credit card company bankruptcy filings?
Basic Credit Education
Basic credit education so you'll know how your credit report score affects your life, approval for secured or unsecured loans, acceptance for secured, gold or platinum unsecured credit card offers, the interest rates and terms for home and auto loans and so forth.
American Express Business Travel Savings Tips
American Express offers free business travel savings tips. Apply online for a consumer or business travel credit card or other rewards.
Credit Protection Government Laws
The troubled economy and bad credit crisis has many Americans wondering what government laws offer consumer credit protection. The Fair Debt Collection Practices Act, Credit Repair Organizations Act, Fair Credit Reporting Act, Fair Credit Billing Act and the Credit Cardholder Bill of Rights.
Government Auctions & Seizures
You have the same free right to Government Auction, Grant, Unclaimed Money and Seizure information as any other American or business, with no fee payment and no credit card required.
Student Credit Card Advice
Free advice about college student credit cards. Tips to get the best card for you, prevent high balances and to get a good credit score.
Bad Credit Card Rap
Credit cards suffer a bad rap, much of which is undeserved. There are both good and bad credit card features. Browse secured and unsecured credit card offers and apply online.
Christmas Credit Card Rewards
Will you shop with cash, a retail charge card or an unsecured credit card? Or will you avoid Christmas credit card debt by using layaway? Browse and apply online for your Christmas credit card rewards.
Credit Card Company Lawsuits
$2.75 billion credit card company lawsuit. Discover Financial Services' antitrust suit against Visa and MasterCard.
No Fee ATMs
Chase and WaMu bank customers enjoy no fee access to ATM machines. Apply for an ATM card or other secured or unsecured credit card.
Old Debt Collections
Are old debt collections resurfacing? Zombie Debt Collectors will try to get you to payoff old credit card debt obligations. Learn how to respond, debt statute of limitations and your rights.
Credit Cards Vs Checks
According to a Visa survey, more companies plan to increase use of credit cards instead of paper checks for making payments. Browse and apply for a consumer or a business credit card.
Small Business Worries
According to the American Express Small Business Monitor, worries over the economy are at an all time high. Browse and apply for a business credit card.
TransUnion Reports Late Payments and Debt
According to TransUnion, the bad credit crisis continues as auto loan late payments increase and credit card debt grows. Order your annual free credit report and use our free bill reminder and personal budget software to help you manage finances.
Discover IT Innovation
Discover Financial Services receives recognition for an information technology innovation regarding the Discover(R) MotivaSM Card and mobile banking. Apply for a Discover Credit Card, an ATM debit card, or other types of credit cards.
Discover Small Business Report
Discover(R) Small Business Watch(SM) reports that business economic confidence is declining sharply. Apply for a business credit card, or for consumer rewards such as a vacation or travel credit card.
JPMorgan Chase & Co 10 Billion Capital Raise
JPMorgan Chase & Co. announced that it priced a $10 billion offering of approximately 246.9 million shares of its common stock at $40.50 per share. Browse gold credit card, secured and unsecured credit card offers.

Credit Card Tip: With recent changes in interest rates, now is a good time to take stock of your credit card plan and to see if you can get a competitive offer with greater rewards and a lower rate.
 

 

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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

  

  

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
 

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

 


Aspire Visa No security deposit. Rebuild your credit with an Unsecured VisaŽ Card.

ATT Rewards, Connection, Protection, Convenience. Plus, 0% APR* on balance transfers for 12 months.*See website Terms & Conditions.

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